Tax calculators for individuals and business.
Sixteen quick calculators on current SARS figures for the 2026 and 2027 tax years. They give you a fast, accurate estimate and a sense of where you stand. When it matters, speak to us.
Quick estimates, in seconds.
Each calculator runs on the current SARS figures for the 2026 and 2027 tax years. They are built for fast answers and sense-checks, not to replace advice. When a number really matters, send it to us to confirm.
1. Choose a calculator
Pick the one that fits your question, for individuals or for business. Tap a card to open it.
2. Enter your figures
Type in your numbers and the tax year. The answer updates instantly as you type, with the working shown.
3. Use it to plan
Sense-check a payslip, size a provisional payment, or test a what-if before year-end, then talk to us.
Personal tax calculators
For salary earners, provisional taxpayers, investors and families. Start with the income tax calculator below, or pick another tool.
What it's for: see what you will pay SARS for the year on a given taxable income, and what is left after tax. How: enter your annual taxable income, the tax year and your age.
Estimate only. Excludes medical credits, retirement and other deductions.
Our most detailed personal tool: take-home pay, cost to company, bonus tax and the full tax tables for 2025 to 2027.
What it's for: see how much of a bonus you actually keep after tax. How: enter your annual salary and the bonus amount.
A bonus is taxed at your marginal rate, on top of your salary.
What it's for: for income not taxed monthly (rental, business or investment income). Estimates your two provisional payments. How: enter your expected annual taxable income.
Splits the annual liability evenly, before PAYE or first-period credits. Fourth Schedule, Income Tax Act 58 of 1962.
What it's for: see the PAYE on a travel or car allowance. How: enter your monthly allowance and salary. Your logbook determines the final deduction on assessment.
80% of a travel allowance is subject to PAYE (20% where at least 80% of use is business).
What it's for: see how much tax a retirement contribution saves you. How: enter your income and your annual contribution.
Deductible up to 27.5% of the greater of remuneration or taxable income, capped at R430,000 a year (2027); R350,000 for 2026.
What it's for: estimate the tax when you sell an asset such as property or shares. How: enter the capital gain and your other taxable income.
Annual exclusion R50,000 (2027) / R40,000 (2026), then 40% inclusion at your marginal rate. Excludes the primary-residence exclusion.
What it's for: see your monthly medical scheme tax credit, which reduces your tax directly. How: enter how many people are on your medical aid, including you.
R376 each for the first two members and R254 per additional dependant (2027).
What it's for: see whether a donation triggers donations tax. How: enter your total donations for the year. The first R150,000 a year is exempt.
First R150,000 a year is exempt (2027, up from R100,000); the excess is taxed at 20% (25% on cumulative donations above R30 million).
What it's for: see how much of your interest is tax-free. How: enter your annual local interest earned and your age.
Local interest exemption: R23,800 under 65, R34,500 from 65. The taxable portion is added to income at your marginal rate.
What it's for: check your tax-free savings limits and any penalty for over-contributing. How: enter this year's contribution and your lifetime total.
Limits: R46,000 a year (2027, up from R36,000) and R500,000 over your lifetime. Contributions above the limits attract a 40% penalty.
Business tax calculators
For private companies, small business corporations and micro businesses.
What it's for: estimate your company's income tax at the flat 27% rate, and the profit left after tax. How: enter your company's taxable income.
Standard company rate of 27% for years of assessment ending on or after 31 March 2023.
What it's for: if your company qualifies as a Small Business Corporation, its rates are far lower than 27%. How: enter taxable income to see the SBC tax and the saving versus a normal company. Ask us whether you qualify.
SBC relief under section 12E has strict qualifying rules (turnover, shareholding, no other companies, limited investment/professional income). We confirm eligibility.
What it's for: a simplified single tax for very small businesses (turnover up to R2.3 million) that replaces income tax, VAT, provisional tax, CGT and dividends tax. How: enter your annual taxable turnover.
For registered micro businesses with qualifying turnover up to R2.3 million (2027, up from R1 million); nothing is payable on the first R600,000.
What it's for: estimate your company's two provisional tax payments for the year. How: enter the expected taxable income.
Splits the annual liability evenly. Underestimation rules in the Fourth Schedule apply.
What it's for: see the dividends tax withheld when your company declares a dividend, and what the shareholder receives. How: enter the dividend amount.
Dividends tax of 20% is withheld by the company. Exemptions apply (for example dividends to SA resident companies).
What it's for: estimate capital gains tax when your company disposes of an asset. How: enter the capital gain. Companies include 80% of the gain, an effective rate of about 21.6%.
Companies: 80% inclusion taxed at 27%, an effective 21.6%. No annual exclusion applies to companies.
See something that needs a closer look?
These tools give you a quick, accurate view. For real tax planning, provisional estimates, SBC qualification and SARS-ready returns, speak to the partner who would handle your file.